Now is great time to buy a new car

В рубриках: Automobile | Автор: admin 28.09.2011

Now is Great Time to Buy a New Car

Now is a great time to consider purchasing a new car. With the influx of cars waiting to be sold there are some fantastic bargains on offer at the moment.

If money is no problem you can simply go out and buy whatever car takes your fancy, however for the majority of people buying a car can be an expensive outlay. There are many different ways to buy a car.

You could save the money yourself and wait until you have sufficient to buy a car with cash or a cheque. This is fine if it is not going to take you long to save the money. In reality if you only save a little amount each month by the time you have saved enough the chances are the make and model will have changed and the price may have increased. The downside to this is the waiting-when you have made your mind up to buy a car it can be very frustrating not being able to drive it off the forecourt straight away!

Alternatively if you decide to buy a car from a dealership you will have more options, such as buying the car with either a hire purchase or leasing agreement. Straightforward hire purchase is where you pay a deposit and enter into an agreement to make monthly repayments over an agreed period of time. Dealerships offering 0% finance are a great way to save on interest rates if you are considering buying a car with hire purchase.

Many car dealerships will also offer Personal Contract Purchase (PCP). This option is ideal for people who change their cars frequently. PCP has a flexible deposit and flexible repayments usually over a two and half or three year term with a final optional settlement figure. This figure is calculated when you purchase the car, providing you with a current value settlement. At the end of the finance term you will have three different options to choose from. Firstly you can pay the agreed settlement figure and ownership of the car will be given to you outright. Secondly, you have the option to hand the car back to the dealers and walk away. You will not owe any money but you won’t have a car either! Thirdly you can part exchange the car to upgrade to a newer model. This is the most common option as it allows you to have a new or nearly new car every three years or so. Mileage restrictions will be applied and excess mileage will be charged.

Lastly-be honest with yourself-waiting to win the lottery to buy a car isn’t really an option at all!

Begin your search of purchasing a new car by going online and taking a look at car dealerships who specialise in selling the make of car you prefer. If you have no particular preference to the make or model of car it is still worth going online and looking at the great deals some dealerships are offering at the moment on their brand new cars.

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